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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,241 | $162,136+15.5% | $152,301+22.9% | $154,746+21.0% |
| Participation rate | 73.3% | 84.1%-10.8pp | 82.4%-9.1pp | 80.7%-7.4pp |
| Annual return | 16.20% | 91.02%-74.8pp | 80.50%-64.3pp | 172.34%-156.1pp |
| Employer contribution / active EE | $2,946 | $4,890-39.8% | $4,624-36.3% | $4,379-32.7% |
| Participant deferral / active EE | $8,384 | $8,341+0.5% | $8,004+4.7% | $6,730+24.6% |
| Admin fee / account holder | $1,427 | $15,759-90.9% | $14,398-90.1% | $14,365-90.1% |