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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,280 | $148,623+11.2% | $135,974+21.6% | $139,466+18.5% |
| Participation rate | 90.0% | 83.9%+6.1pp | 81.9%+8.1pp | 80.3%+9.7pp |
| Annual return | 14.81% | 79.30%-64.5pp | 68.30%-53.5pp | 373.66%-358.9pp |
| Employer contribution / active EE | $4,356 | $5,246-17.0% | $4,859-10.4% | $4,754-8.4% |
| Participant deferral / active EE | $11,221 | $8,103+38.5% | $7,760+44.6% | $6,712+67.2% |
| Admin fee / account holder | $1,005 | $12,406-91.9% | $10,767-90.7% | $11,409-91.2% |