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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,994 | $138,114+5.0% | $125,391+15.6% | $134,545+7.8% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -21.64% | 750.88%-772.5pp | 572.41%-594.1pp | 418.37%-440.0pp |
| Employer contribution / active EE | $6,535 | $5,246+24.6% | $4,816+35.7% | $4,742+37.8% |
| Participant deferral / active EE | $12,733 | $7,801+63.2% | $7,448+71.0% | $6,401+98.9% |
| Admin fee / account holder | $506 | $11,570-95.6% | $10,009-94.9% | $11,431-95.6% |