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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,241 | $156,398+19.7% | $147,318+27.1% | $138,895+34.8% |
| Participation rate | 73.3% | 83.8%-10.4pp | 82.1%-8.7pp | 79.9%-6.6pp |
| Annual return | 16.20% | 78.75%-62.6pp | 70.43%-54.2pp | 145.39%-129.2pp |
| Employer contribution / active EE | $2,946 | $4,853-39.3% | $4,593-35.9% | $4,194-29.8% |
| Participant deferral / active EE | $8,384 | $8,237+1.8% | $7,906+6.0% | $6,396+31.1% |
| Admin fee / account holder | $1,427 | $14,976-90.5% | $13,708-89.6% | $12,562-88.6% |