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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,241 | $154,228+21.4% | $145,433+28.7% | $137,256+36.4% |
| Participation rate | 73.3% | 83.8%-10.5pp | 82.1%-8.8pp | 80.0%-6.6pp |
| Annual return | 16.20% | 74.59%-58.4pp | 66.58%-50.4pp | 220.34%-204.1pp |
| Employer contribution / active EE | $2,946 | $4,804-38.7% | $4,554-35.3% | $4,156-29.1% |
| Participant deferral / active EE | $8,384 | $8,216+2.0% | $7,897+6.2% | $6,407+30.9% |
| Admin fee / account holder | $1,427 | $14,344-90.1% | $13,129-89.1% | $12,270-88.4% |