Filings through .
3 of 18 flags tripped on the 2025 filing.
Corrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).
Low participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Few collective trusts
<1% of fund dollars in collective trusts, which often cost less than the same strategy as a mutual fund.
This section compares the plan with plans of the same size, type and industry, and shows how it moved year over year.
We rank each metric against plans of the same size, type and industry.
Peer percentiles for 6 metrics are on Pro. Pro is free for 7 days and then costs $49 a month.
Showing the 2025 filing, 1 of 10 years on record. Charts need 3 years.
Older filings: assets, participants, contributions and return for each year are on Pro.
9 more years of history are on Pro. Pro is free for 7 days and then costs $49 a month.
$90K in admin expenses, $181 per participant (all participants, line 6f).
This section lists the funds on the plan's investment schedule and what changed since the prior filing.
10 funds of $250K or more; 42 lines in all, holding $12.7M of the plan's $12.9M. Recordkeeper: Osaic Wealth.
Target-date series: BlackRock LifePath Index, mutual fund, 12% of fund dollars
| Fund | Dollars | % of funds% |
|---|---|---|
| Fidelity Balanced K6 Fund Fidelity (FMR) · Mutual fund | $4.4M | 34.6% |
| Vanguard LifeStrategy 80/20 Fund Investor Shares Vanguard · Mutual fund | $1.6M | 13.0% |
| BlackRock LifePath Index BlackRock · Mutual fund Target-date, 8 vintages | $1.6M | 12.3% |
| Fidelity 500 Index Fund Fidelity (FMR) · Mutual fund Index | $940K | 7.4% |
| Vanguard Growth Index Fund Admiral Shares Vanguard · Mutual fund Index | $922K | 7.3% |
| JPMorgan Large Cap Growth Fund JPMorgan · Mutual fund | $781K | 6.2% |
| MFS Blended Research Core Equity Fund MFS (Sun Life) · Mutual fund | $589K | 4.6% |
| Fidelity International Index Fund Fidelity (FMR) · Mutual fund Index | $225K | 1.8% |
| JPMorgan Developed International Value Fund JPMorgan · Mutual fund | $205K | 1.6% |
| Vanguard Value Index Fund Admiral Shares Vanguard · Mutual fund Index | $145K | 1.1% |
| Fund | Manager | Vehicle | Dollars | % of funds |
|---|---|---|---|---|
| Name available on Pro | Dollar amount available on Pro | Percentage available on Pro | ||
| Name available on Pro | Dollar amount available on Pro | Percentage available on Pro | ||
| Name available on Pro | Dollar amount available on Pro | Percentage available on Pro |
32 more funds in this lineup: name, manager, vehicle, dollars and share are on Pro.
Added 3 funds, dropped 4 funds. Moved to another target-date series. Changed vehicle on 1 fund.
| Fund | Year-end value |
|---|---|
| AddedFidelity Balanced K6 Fund | $4.4M |
| DroppedJH Multimanager Balanced LS | $3.9M |
| AddedVanguard LifeStrategy 80/20 Fund Investor Shares | $1.6M |
Stable value and insurance contract lines, renames and class changes are not counted. Left out here: 2 renames.
Changes of at least $250K and 0.1% of the plan between the 2024 and 2025 filings. Values are year-end holdings. They do not show money moved.
32 more lines and 6 more changes in this lineup are on Pro. Pro is free for 7 days and then costs $49 a month.
Covers 71,410 large plans that list their funds in their annual filing. Updated Nov 6, 2026. Shares describe these plans, not the whole market.
This section shows who is paid to serve the plan, who audits it and who signs the filing.
Top 4 by compensation.
| Provider | Compensation |
|---|---|
OSAIC WEALTH INC1 year Filed as: OSAIC WEALTH, INC. Service code 15 · EIN 93-0987232 Recordkeeping | $22,585 |
ADP BROKER-DEALER1 year Filed as: ADP, INC. Service code 15 · EIN 13-3036745 Recordkeeping | $4,665 |
MORNINGSTAR1 year Filed as: MORNINGSTAR RETIREMENT MANAGER Service code 26 22 W WASHINGTON STREET · CHICAGO, IL 60602 Advisory (Participants) | $180 |
ADP BROKER-DEALER1 year Service code 59 · EIN 22-3319984 Shareholder Servicing | $0 |
The auditor signed off without reservation. This is the cleanest opinion.
Plan features from the filing, actuarial disclosures and related pages.
8 feature codes on the 2025 filing.
2 contacts
11 filings · 2015 to 2025