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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,927 | $106,247+12.9% | $96,515+24.3% | $139,466-14.0% |
| Participation rate | 69.2% | 77.8%-8.6pp | 74.3%-5.1pp | 80.3%-11.1pp |
| Annual return | 16.86% | 38.47%-21.6pp | 35.73%-18.9pp | 373.66%-356.8pp |
| Employer contribution / active EE | $2,624 | $4,106-36.1% | $3,740-29.8% | $4,754-44.8% |
| Participant deferral / active EE | $6,386 | $5,456+17.0% | $4,880+30.9% | $6,712-4.9% |
| Admin fee / account holder | $64,211 | $7,885+714.3% | $6,735+853.3% | $11,409+462.8% |