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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,067 | $133,981+12.8% | $112,249+34.6% | $134,532+12.3% |
| Participation rate | 81.8% | 78.6%+3.3pp | 75.1%+6.8pp | 81.2%+0.6pp |
| Annual return | -20.79% | 47.16%-67.9pp | 27.48%-48.3pp | 418.27%-439.1pp |
| Employer contribution / active EE | $3,613 | $4,040-10.6% | $3,636-0.6% | $4,741-23.8% |
| Participant deferral / active EE | $7,644 | $5,292+44.4% | $4,729+61.6% | $6,401+19.4% |
| Admin fee / account holder | $10,459 | $7,492+39.6% | $6,412+63.1% | $11,429-8.5% |