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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,634 | $136,860-14.0% | $120,344-2.3% | $154,746-24.0% |
| Participation rate | 90.9% | 79.9%+11.0pp | 76.7%+14.2pp | 80.7%+10.2pp |
| Annual return | 13.94% | 21.38%-7.4pp | 20.30%-6.4pp | 172.34%-158.4pp |
| Employer contribution / active EE | $7,263 | $3,533+105.6% | $3,020+140.5% | $4,379+65.9% |
| Participant deferral / active EE | $3,600 | $5,793-37.9% | $5,135-29.9% | $6,730-46.5% |
| Admin fee / account holder | $1,467 | $15,393-90.5% | $12,742-88.5% | $14,365-89.8% |