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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,614 | $124,346-11.0% | $111,308-0.6% | $167,536-34.0% |
| Participation rate | 100.0% | 79.6%+20.4pp | 77.3%+22.7pp | 82.1%+17.9pp |
| Annual return | 12.86% | 37.45%-24.6pp | 54.67%-41.8pp | 478.82%-466.0pp |
| Employer contribution / active EE | $11,504 | $3,437+234.7% | $2,732+321.1% | $4,839+137.7% |
| Participant deferral / active EE | $7,463 | $5,182+44.0% | $4,487+66.3% | $6,342+17.7% |
| Admin fee / account holder | $5,120 | $10,621-51.8% | $7,965-35.7% | $12,315-58.4% |