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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,513 | $92,219-52.8% | $76,767-43.3% | $135,380-67.9% |
| Participation rate | 100.0% | 79.8%+20.2pp | 77.0%+23.0pp | 82.6%+17.4pp |
| Annual return | -11.87% | 5.46%-17.3pp | 2.43%-14.3pp | 519.81%-531.7pp |
| Employer contribution / active EE | $14,383 | $3,216+347.3% | $2,485+478.7% | $4,779+201.0% |
| Participant deferral / active EE | $7,183 | $4,508+59.3% | $3,852+86.5% | $5,609+28.1% |
| Admin fee / account holder | $331 | $10,749-96.9% | $6,675-95.0% | $10,828-96.9% |