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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,955 | $150,447-45.5% | $136,298-39.9% | $147,586-44.5% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 21.11% | 1049.15%-1028.0pp | 5156.27%-5135.2pp | 578.59%-557.5pp |
| Employer contribution / active EE | $2,928 | $5,256-44.3% | $4,696-37.6% | $4,876-40.0% |
| Participant deferral / active EE | $7,777 | $6,631+17.3% | $6,247+24.5% | $5,439+43.0% |
| Admin fee / account holder | $2,544 | $10,906-76.7% | $9,244-72.5% | $10,886-76.6% |