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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,894 | $176,120-40.4% | $159,487-34.2% | $167,553-37.4% |
| Participation rate | 82.6% | 85.0%-2.3pp | 82.8%-0.2pp | 82.1%+0.5pp |
| Annual return | 17.60% | 331.95%-314.3pp | 263.71%-246.1pp | 478.89%-461.3pp |
| Employer contribution / active EE | $2,637 | $5,299-50.2% | $4,831-45.4% | $4,840-45.5% |
| Participant deferral / active EE | $4,335 | $7,752-44.1% | $7,354-41.1% | $6,343-31.7% |
| Admin fee / account holder | $1,685 | $12,561-86.6% | $10,804-84.4% | $12,316-86.3% |