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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $268,115 | $232,540+15.3% | $185,117+44.8% | $147,586+81.7% |
| Participation rate | 83.3% | 82.4%+1.0pp | 77.3%+6.1pp | 82.8%+0.5pp |
| Annual return | 13.95% | 43.03%-29.1pp | 40.50%-26.5pp | 578.59%-564.6pp |
| Employer contribution / active EE | $20,130 | $5,195+287.5% | $4,182+381.4% | $4,876+312.8% |
| Participant deferral / active EE | $15,394 | $5,834+163.9% | $5,045+205.1% | $5,439+183.0% |
| Admin fee / account holder | $3,452 | $10,275-66.4% | $8,159-57.7% | $10,886-68.3% |