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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $216,328 | $211,946+2.1% | $169,452+27.7% | $135,380+59.8% |
| Participation rate | 83.3% | 82.6%+0.7pp | 77.8%+5.6pp | 82.6%+0.7pp |
| Annual return | -5.33% | 3.26%-8.6pp | 1.83%-7.2pp | 519.81%-525.1pp |
| Employer contribution / active EE | $26,322 | $5,117+414.4% | $4,157+533.2% | $4,779+450.8% |
| Participant deferral / active EE | $16,882 | $6,075+177.9% | $5,277+219.9% | $5,609+201.0% |
| Admin fee / account holder | $6,958 | $11,472-39.3% | $9,110-23.6% | $10,828-35.7% |