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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,177 | $100,003-62.8% | $146,685-74.7% | $85,856-56.7% |
| Participation rate | 97.5% | 73.1%+24.4pp | 80.1%+17.4pp | 69.3%+28.2pp |
| Annual return | 9.93% | 18.93%-9.0pp | 22.75%-12.8pp | 318.58%-308.7pp |
| Employer contribution / active EE | $3,744 | $2,559+46.3% | $4,137-9.5% | $2,565+45.9% |
| Participant deferral / active EE | $1,608 | $4,006-59.9% | $5,507-70.8% | $3,952-59.3% |
| Admin fee / account holder | $744 | $7,704-90.3% | $10,281-92.8% | $6,261-88.1% |