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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,657 | $72,404-81.1% | $110,243-87.6% | $64,173-78.7% |
| Participation rate | 100.0% | 73.3%+26.7pp | 79.8%+20.2pp | 69.6%+30.4pp |
| Annual return | -9.83% | -6.29%-3.5pp | 314.76%-324.6pp | 7.63%-17.5pp |
| Employer contribution / active EE | $2,854 | $2,282+25.1% | $3,827-25.4% | $2,381+19.9% |
| Participant deferral / active EE | $1,748 | $3,469-49.6% | $4,672-62.6% | $3,470-49.6% |
| Admin fee / account holder | $926 | $5,664-83.7% | $8,548-89.2% | $4,887-81.1% |