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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,141 | $100,901+74.6% | $75,670+132.8% | $147,585+19.3% |
| Participation rate | 100.0% | 77.1%+22.9pp | 72.3%+27.7pp | 82.8%+17.2pp |
| Annual return | -4.71% | 35.78%-40.5pp | 27.34%-32.1pp | 578.56%-583.3pp |
| Employer contribution / active EE | $12,654 | $3,253+288.9% | $2,352+438.1% | $4,876+159.5% |
| Participant deferral / active EE | $14,000 | $4,027+247.6% | $3,142+345.5% | $5,439+157.4% |
| Admin fee / account holder | $19,681 | $11,285+74.4% | $5,800+239.3% | $10,885+80.8% |