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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $177,533 | $96,956+83.1% | $69,779+154.4% | $273,972-35.2% |
| Participation rate | 100.0% | 77.1%+22.9pp | 71.8%+28.2pp | 83.0%+17.0pp |
| Annual return | -0.75% | 12.93%-13.7pp | 12.99%-13.7pp | 41.46%-42.2pp |
| Employer contribution / active EE | $12,224 | $3,316+268.6% | $2,338+422.7% | $4,869+151.1% |
| Participant deferral / active EE | $11,333 | $3,744+202.7% | $2,931+286.7% | $5,287+114.4% |
| Admin fee / account holder | $362,301 | $7,934+4466.4% | $4,381+8170.0% | $10,133+3475.6% |