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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,634 | $124,330-68.1% | $109,173-63.7% | $167,536-76.3% |
| Participation rate | 29.2% | 79.5%-50.3pp | 75.9%-46.7pp | 82.1%-52.9pp |
| Annual return | 13.85% | 26.04%-12.2pp | 25.75%-11.9pp | 478.82%-465.0pp |
| Employer contribution / active EE | $807 | $4,209-80.8% | $3,723-78.3% | $4,839-83.3% |
| Participant deferral / active EE | $1,603 | $5,256-69.5% | $4,654-65.5% | $6,342-74.7% |
| Admin fee / account holder | $5,857 | $7,974-26.5% | $6,755-13.3% | $12,315-52.4% |