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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,418 | $99,345-82.5% | $84,753-79.4% | $273,972-93.6% |
| Participation rate | 52.9% | 80.7%-27.8pp | 76.6%-23.7pp | 83.0%-30.1pp |
| Annual return | 8.04% | 22.93%-14.9pp | 22.78%-14.7pp | 41.46%-33.4pp |
| Employer contribution / active EE | $2,856 | $4,214-32.2% | $3,574-20.1% | $4,869-41.3% |
| Participant deferral / active EE | $1,738 | $4,270-59.3% | $3,712-53.2% | $5,287-67.1% |
| Admin fee / account holder | $1,529 | $6,645-77.0% | $5,333-71.3% | $10,133-84.9% |