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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,889 | $124,330-38.2% | $109,173-29.6% | $167,536-54.1% |
| Participation rate | 80.0% | 79.5%+0.5pp | 75.9%+4.1pp | 82.1%-2.1pp |
| Annual return | 12.71% | 26.04%-13.3pp | 25.75%-13.0pp | 478.82%-466.1pp |
| Employer contribution / active EE | $4,208 | $4,2090% | $3,723+13.0% | $4,839-13.0% |
| Participant deferral / active EE | $12,055 | $5,256+129.3% | $4,654+159.0% | $6,342+90.1% |
| Admin fee / account holder | $10,330 | $7,974+29.5% | $6,755+52.9% | $12,315-16.1% |