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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,722 | $107,368-25.7% | $92,915-14.2% | $152,909-47.9% |
| Participation rate | 88.9% | 79.8%+9.1pp | 76.0%+12.9pp | 82.5%+6.4pp |
| Annual return | 16.96% | 145.64%-128.7pp | 109.45%-92.5pp | 345.46%-328.5pp |
| Employer contribution / active EE | $3,551 | $4,222-15.9% | $3,653-2.8% | $4,764-25.5% |
| Participant deferral / active EE | $8,576 | $4,848+76.9% | $4,238+102.4% | $5,851+46.6% |
| Admin fee / account holder | $2,396 | $7,082-66.2% | $5,796-58.7% | $11,601-79.3% |