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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,034 | $115,814-27.4% | $101,275-17.0% | $158,982-47.1% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 11.26% | 56.16%-44.9pp | 46.48%-35.2pp | 302.99%-291.7pp |
| Employer contribution / active EE | $4,177 | $4,1760% | $3,660+14.1% | $4,763-12.3% |
| Participant deferral / active EE | $9,319 | $4,958+87.9% | $4,371+113.2% | $5,983+55.7% |
| Admin fee / account holder | $583 | $7,249-92.0% | $5,948-90.2% | $11,252-94.8% |