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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,324 | $110,410-56.2% | $102,437-52.8% | $145,897-66.9% |
| Participation rate | 90.9% | 77.9%+13.0pp | 74.5%+16.4pp | 80.3%+10.6pp |
| Annual return | 14.47% | 24.85%-10.4pp | 24.95%-10.5pp | 552.29%-537.8pp |
| Employer contribution / active EE | $2,915 | $4,217-30.9% | $3,871-24.7% | $4,663-37.5% |
| Participant deferral / active EE | $8,787 | $5,622+56.3% | $5,060+73.7% | $6,689+31.4% |
| Admin fee / account holder | $4,060 | $9,745-58.3% | $8,388-51.6% | $13,390-69.7% |