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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,008 | $96,678-85.5% | $86,640-83.8% | $139,466-90.0% |
| Participation rate | 90.9% | 74.4%+16.5pp | 71.7%+19.2pp | 80.3%+10.6pp |
| Annual return | 16.51% | 106.69%-90.2pp | 592.52%-576.0pp | 373.66%-357.1pp |
| Employer contribution / active EE | $1,718 | $3,265-47.4% | $3,024-43.2% | $4,754-63.9% |
| Participant deferral / active EE | $1,782 | $4,837-63.1% | $4,438-59.8% | $6,712-73.4% |
| Admin fee / account holder | $988 | $6,410-84.6% | $5,616-82.4% | $11,409-91.3% |