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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,145 | $109,872-88.0% | $98,483-86.7% | $167,536-92.2% |
| Participation rate | 90.9% | 75.8%+15.1pp | 73.3%+17.6pp | 82.1%+8.8pp |
| Annual return | 12.50% | 1959.31%-1946.8pp | 1494.38%-1481.9pp | 478.82%-466.3pp |
| Employer contribution / active EE | $1,442 | $3,225-55.3% | $2,961-51.3% | $4,839-70.2% |
| Participant deferral / active EE | $1,240 | $4,673-73.5% | $4,276-71.0% | $6,342-80.5% |
| Admin fee / account holder | $1,749 | $6,757-74.1% | $5,953-70.6% | $12,315-85.8% |