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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,853 | $103,038-90.4% | $90,324-89.1% | $152,909-93.6% |
| Participation rate | 100.0% | 75.9%+24.1pp | 73.3%+26.7pp | 82.5%+17.5pp |
| Annual return | 21.76% | 95.25%-73.5pp | 78.15%-56.4pp | 345.46%-323.7pp |
| Employer contribution / active EE | $1,261 | $3,141-59.8% | $2,856-55.8% | $4,764-73.5% |
| Participant deferral / active EE | $1,192 | $4,282-72.2% | $3,885-69.3% | $5,851-79.6% |
| Admin fee / account holder | $343 | $6,177-94.4% | $5,356-93.6% | $11,601-97.0% |