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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,027 | $73,955+69.1% | $96,520+29.5% | $75,181+66.3% |
| Participation rate | 78.8% | 66.4%+12.4pp | 74.3%+4.4pp | 67.2%+11.6pp |
| Annual return | 11.40% | 26.72%-15.3pp | 35.72%-24.3pp | 160.69%-149.3pp |
| Employer contribution / active EE | $13,279 | $2,930+353.2% | $3,739+255.2% | $2,671+397.2% |
| Participant deferral / active EE | $5,117 | $3,659+39.8% | $4,879+4.9% | $4,126+24.0% |
| Admin fee / account holder | $2,348 | $5,217-55.0% | $6,733-65.1% | $5,650-58.4% |