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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,907 | $57,352+69.0% | $83,831+15.6% | $64,173+51.0% |
| Participation rate | 100.0% | 68.6%+31.4pp | 76.1%+23.9pp | 69.6%+30.4pp |
| Annual return | 5.53% | 11.38%-5.9pp | 850.99%-845.5pp | 7.63%-2.1pp |
| Employer contribution / active EE | $10,608 | $2,546+316.7% | $3,631+192.1% | $2,381+345.5% |
| Participant deferral / active EE | $4,367 | $2,993+45.9% | $4,082+7.0% | $3,470+25.9% |
| Admin fee / account holder | $17,798 | $4,046+339.9% | $5,479+224.9% | $4,887+264.2% |