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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $334,697 | $157,304+112.8% | $141,197+137.0% | $152,909+118.9% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 16.35% | 64.34%-48.0pp | 71.41%-55.1pp | 345.46%-329.1pp |
| Employer contribution / active EE | $28,009 | $5,263+432.2% | $4,736+491.4% | $4,764+487.9% |
| Participant deferral / active EE | $4,631 | $7,111-34.9% | $6,710-31.0% | $5,851-20.9% |
| Admin fee / account holder | $2,312 | $12,126-80.9% | $10,265-77.5% | $11,601-80.1% |