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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $304,978 | $148,558+105.3% | $135,925+124.4% | $139,427+118.7% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 13.50% | 79.22%-65.7pp | 68.25%-54.8pp | 373.27%-359.8pp |
| Employer contribution / active EE | $28,656 | $5,244+446.5% | $4,857+490.0% | $4,752+503.1% |
| Participant deferral / active EE | $6,497 | $8,101-19.8% | $7,759-16.3% | $6,711-3.2% |
| Admin fee / account holder | $90,817 | $12,401+632.3% | $10,764+743.7% | $11,404+696.3% |