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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $220,856 | $127,386+73.4% | $115,037+92.0% | $125,388+76.1% |
| Participation rate | 66.7% | 84.2%-17.5pp | 81.4%-14.7pp | 83.2%-16.5pp |
| Annual return | -0.91% | 31.28%-32.2pp | 26.14%-27.0pp | 282.24%-283.1pp |
| Employer contribution / active EE | $2,667 | $5,166-48.4% | $4,608-42.1% | $4,866-45.2% |
| Participant deferral / active EE | $4,950 | $6,423-22.9% | $6,026-17.9% | $5,352-7.5% |
| Admin fee / account holder | $47,566 | $9,516+399.8% | $8,175+481.8% | $9,541+398.6% |