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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,539 | $135,956+86.5% | $123,894+104.6% | $273,972-7.5% |
| Participation rate | 71.4% | 84.1%-12.6pp | 81.4%-10.0pp | 83.0%-11.6pp |
| Annual return | 7.89% | 56.63%-48.7pp | 47.52%-39.6pp | 41.46%-33.6pp |
| Employer contribution / active EE | $1,629 | $5,170-68.5% | $4,617-64.7% | $4,869-66.5% |
| Participant deferral / active EE | $6,970 | $6,343+9.9% | $5,984+16.5% | $5,287+31.8% |
| Admin fee / account holder | $34,525 | $9,817+251.7% | $8,357+313.1% | $10,133+240.7% |