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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,437 | $215,361-28.8% | $171,082-10.3% | $273,972-44.0% |
| Participation rate | 66.7% | 82.0%-15.4pp | 76.7%-10.0pp | 83.0%-16.3pp |
| Annual return | 13.03% | 25.14%-12.1pp | 32.56%-19.5pp | 41.46%-28.4pp |
| Employer contribution / active EE | $1,973 | $4,967-60.3% | $4,002-50.7% | $4,869-59.5% |
| Participant deferral / active EE | $6,771 | $5,543+22.1% | $4,797+41.1% | $5,287+28.1% |
| Admin fee / account holder | $848 | $10,846-92.2% | $8,520-90.1% | $10,133-91.6% |