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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,173 | $228,395-40.8% | $185,861-27.3% | $158,982-15.0% |
| Participation rate | 100.0% | 82.3%+17.7pp | 78.0%+22.0pp | 82.0%+18.0pp |
| Annual return | 2.67% | 40.82%-38.1pp | 35.96%-33.3pp | 302.99%-300.3pp |
| Employer contribution / active EE | $7,381 | $4,968+48.6% | $4,088+80.5% | $4,763+55.0% |
| Participant deferral / active EE | $6,610 | $6,417+3.0% | $5,634+17.3% | $5,983+10.5% |
| Admin fee / account holder | $1,174 | $11,869-90.1% | $9,503-87.6% | $11,252-89.6% |