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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,878 | $101,653-58.8% | $147,080-71.5% | $74,459-43.8% |
| Participation rate | 93.8% | 75.6%+18.2pp | 82.2%+11.6pp | 67.2%+26.6pp |
| Annual return | 11.34% | 8754.98%-8743.6pp | 420.17%-408.8pp | 1369.70%-1358.4pp |
| Employer contribution / active EE | $1,630 | $3,813-57.3% | $4,933-67.0% | $2,626-37.9% |
| Participant deferral / active EE | $2,227 | $7,304-69.5% | $8,066-72.4% | $4,350-48.8% |
| Admin fee / account holder | $1,560 | $1,752-10.9% | $12,989-88.0% | $1,945-19.8% |