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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,451 | $82,678-52.3% | $125,391-68.5% | $68,490-42.4% |
| Participation rate | 81.1% | 75.1%+6.0pp | 82.4%-1.3pp | 67.9%+13.2pp |
| Annual return | -12.63% | -5.97%-6.7pp | 572.41%-585.0pp | -7.85%-4.8pp |
| Employer contribution / active EE | $853 | $3,382-74.8% | $4,816-82.3% | $2,597-67.1% |
| Participant deferral / active EE | $1,702 | $6,111-72.1% | $7,448-77.1% | $4,028-57.7% |
| Admin fee / account holder | $2,234 | $6,277-64.4% | $10,009-77.7% | $5,403-58.7% |