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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,724 | $89,370-22.0% | $141,197-50.6% | $72,976-4.5% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 13.19% | 111.88%-98.7pp | 71.41%-58.2pp | 81.02%-67.8pp |
| Employer contribution / active EE | $5,848 | $3,115+87.7% | $4,736+23.5% | $2,440+139.7% |
| Participant deferral / active EE | $3,698 | $5,419-31.8% | $6,710-44.9% | $3,608+2.5% |
| Admin fee / account holder | $2,985 | $5,957-49.9% | $10,265-70.9% | $5,124-41.7% |