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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $212,219 | $77,416+174.1% | $69,464+205.5% | $152,897+38.8% |
| Participation rate | 78.9% | 78.1%+0.9pp | 74.6%+4.3pp | 82.5%-3.5pp |
| Annual return | 6.05% | 39.08%-33.0pp | 28.98%-22.9pp | 345.43%-339.4pp |
| Employer contribution / active EE | $1,520 | $3,315-54.1% | $2,779-45.3% | $4,764-68.1% |
| Participant deferral / active EE | $5,303 | $4,413+20.2% | $3,536+50.0% | $5,851-9.4% |
| Admin fee / account holder | $3,093 | $6,208-50.2% | $3,840-19.5% | $11,599-73.3% |