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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $208,773 | $69,541+200.2% | $59,899+248.5% | $135,380+54.2% |
| Participation rate | 87.5% | 77.8%+9.7pp | 74.7%+12.8pp | 82.6%+4.9pp |
| Annual return | 7.50% | 7.95%-0.4pp | 3.46%+4.0pp | 519.81%-512.3pp |
| Employer contribution / active EE | $1,666 | $3,236-48.5% | $2,723-38.8% | $4,779-65.1% |
| Participant deferral / active EE | $5,921 | $4,206+40.8% | $3,402+74.0% | $5,609+5.6% |
| Admin fee / account holder | $3,831 | $5,737-33.2% | $3,592+6.7% | $10,828-64.6% |