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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,966 | $73,518+125.8% | $63,003+163.4% | $147,585+12.5% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.8%+25.2pp | 82.8%+17.2pp |
| Annual return | 9.88% | 175.46%-165.6pp | 87.59%-77.7pp | 578.57%-568.7pp |
| Employer contribution / active EE | $1,729 | $3,322-48.0% | $2,760-37.4% | $4,876-64.6% |
| Participant deferral / active EE | $6,636 | $4,183+58.6% | $3,329+99.3% | $5,439+22.0% |
| Admin fee / account holder | $26,549 | $5,952+346.0% | $3,600+637.4% | $10,885+143.9% |