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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,195 | $102,422+18.3% | $147,117-17.6% | $80,959+49.7% |
| Participation rate | 96.7% | 75.9%+20.8pp | 82.2%+14.5pp | 67.7%+29.0pp |
| Annual return | 17.00% | 135.16%-118.2pp | 420.54%-403.5pp | 35.67%-18.7pp |
| Employer contribution / active EE | $11,414 | $3,717+207.0% | $4,932+131.4% | $2,757+314.0% |
| Participant deferral / active EE | $9,874 | $6,652+48.4% | $8,065+22.4% | $4,300+129.6% |
| Admin fee / account holder | $5,149 | $7,953-35.3% | $12,993-60.4% | $6,925-25.6% |