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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $464,246 | $176,077+163.7% | $159,455+191.1% | $167,518+177.1% |
| Participation rate | 83.3% | 84.9%-1.6pp | 82.8%+0.5pp | 82.1%+1.2pp |
| Annual return | 18.04% | 331.83%-313.8pp | 263.63%-245.6pp | 478.71%-460.7pp |
| Employer contribution / active EE | $4,785 | $5,298-9.7% | $4,830-0.9% | $4,838-1.1% |
| Participant deferral / active EE | $14,980 | $7,751+93.3% | $7,353+103.7% | $6,342+136.2% |
| Admin fee / account holder | $1,983 | $12,556-84.2% | $10,800-81.6% | $12,312-83.9% |