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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $375,037 | $165,399+126.7% | $149,745+150.5% | $158,982+135.9% |
| Participation rate | 76.9% | 84.6%-7.7pp | 82.5%-5.6pp | 82.0%-5.0pp |
| Annual return | 9.11% | 348.34%-339.2pp | 276.72%-267.6pp | 302.99%-293.9pp |
| Employer contribution / active EE | $4,323 | $5,105-15.3% | $4,646-6.9% | $4,763-9.2% |
| Participant deferral / active EE | $13,045 | $7,183+81.6% | $6,843+90.6% | $5,983+118.0% |
| Admin fee / account holder | $2,346 | $10,811-78.3% | $9,312-74.8% | $11,252-79.1% |