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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $237,304 | $183,592+29.3% | $155,574+52.5% | $145,877+62.7% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 7.81% | 61.37%-53.6pp | 64.87%-57.1pp | 551.28%-543.5pp |
| Employer contribution / active EE | $776 | $5,317-85.4% | $4,676-83.4% | $4,663-83.4% |
| Participant deferral / active EE | $4,893 | $6,466-24.3% | $5,629-13.1% | $6,691-26.9% |
| Admin fee / account holder | $2,342 | $19,316-87.9% | $15,914-85.3% | $13,402-82.5% |