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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $219,031 | $209,422+4.6% | $178,503+22.7% | $158,982+37.8% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 2.21% | 188.81%-186.6pp | 151.12%-148.9pp | 302.99%-300.8pp |
| Employer contribution / active EE | $2,504 | $5,707-56.1% | $5,011-50.0% | $4,763-47.4% |
| Participant deferral / active EE | $4,147 | $5,955-30.4% | $5,202-20.3% | $5,983-30.7% |
| Admin fee / account holder | $3,051 | $17,079-82.1% | $13,987-78.2% | $11,252-72.9% |