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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $269,888 | $175,231+54.0% | $149,696+80.3% | $139,466+93.5% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 14.20% | 166.77%-152.6pp | 134.46%-120.3pp | 373.66%-359.5pp |
| Employer contribution / active EE | $4,173 | $5,478-23.8% | $4,821-13.4% | $4,754-12.2% |
| Participant deferral / active EE | $6,139 | $6,521-5.9% | $5,682+8.0% | $6,712-8.5% |
| Admin fee / account holder | $3,410 | $16,155-78.9% | $13,212-74.2% | $11,409-70.1% |