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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,766 | $125,778-89.1% | $114,563-88.0% | $154,746-91.1% |
| Participation rate | 92.9% | 75.2%+17.7pp | 72.9%+20.0pp | 80.7%+12.2pp |
| Annual return | 17.80% | 295.14%-277.3pp | 241.09%-223.3pp | 172.34%-154.5pp |
| Employer contribution / active EE | $2,830 | $2,806+0.8% | $2,592+9.2% | $4,379-35.4% |
| Participant deferral / active EE | $1,507 | $4,445-66.1% | $4,142-63.6% | $6,730-77.6% |
| Admin fee / account holder | $923 | $8,190-88.7% | $7,623-87.9% | $14,365-93.6% |