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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,767 | $109,967-91.1% | $97,197-90.0% | $145,877-93.3% |
| Participation rate | 86.7% | 76.0%+10.7pp | 72.7%+14.0pp | 80.3%+6.4pp |
| Annual return | 11.60% | 244.27%-232.7pp | 75.47%-63.9pp | 551.28%-539.7pp |
| Employer contribution / active EE | $2,591 | $3,077-15.8% | $2,723-4.8% | $4,663-44.4% |
| Participant deferral / active EE | $1,469 | $4,676-68.6% | $4,263-65.5% | $6,691-78.0% |
| Admin fee / account holder | $301 | $6,199-95.1% | $5,637-94.7% | $13,402-97.8% |