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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,367 | $181,896-22.8% | $156,551-10.3% | $273,972-48.8% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 1.56% | 30.74%-29.2pp | 32.23%-30.7pp | 41.46%-39.9pp |
| Employer contribution / active EE | $6,655 | $6,248+6.5% | $5,501+21.0% | $4,869+36.7% |
| Participant deferral / active EE | $6,809 | $5,550+22.7% | $4,871+39.8% | $5,287+28.8% |
| Admin fee / account holder | $1,445 | $15,560-90.7% | $13,028-88.9% | $10,133-85.7% |